Start accepting payments today
Join Zetu Pay and put M-Pesa to work for your business.
Create merchant accountZetu Pay is the payment layer between your business and M-Pesa: collections, reconciliation, fees and signed webhooks, with no Daraja credentials to manage.
Built for Kenyan merchants and the developers who serve them.
Prompt customers on their phone and track every payment from start to finish.
Share a link on WhatsApp or SMS. No website needed.
Drop one script tag on your site and start collecting.
Stale pending payments are re-queried automatically so your books stay right.
HMAC-signed events with automatic retries.
Transparent fee rules and a full ledger for every shilling.
Live in three steps.
Create your merchant account and get API keys.
Use links, the button or the API. Customers pay with M-Pesa.
Track balances and payouts from your dashboard.
One consistent response envelope: { success, data } or { success, error }.
POST https://backend.zetupay.co.ke/api/v1/payments
{ "amount": 1500, "phone": "0712345678", "reference": "INV-204" }Join Zetu Pay and put M-Pesa to work for your business.
Create merchant account